CFO Briefing // 2026 Outlook

The $1M+ P&L Swing

Eliminate the 1% transaction tax. Turn your tech stack into a profit center. See the line-by-line breakdown.

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SCENARIO: $50M GMV BRAND
VIEW: ANNUAL IMPACT
Cost Center / Line Item The Legacy Stack
(Recharge, Skio, Agency)		 The Relay Model
(Net-Positive)
SaaS Platform Fees
Base fees for Subscriptions, Returns, Reviews apps
 -$140,000 -$54,000
Transaction Fees
1% on $25M Sub Revenue
+ $0.19 on 166k orders
 -$281,500 $0 (0% with Relay)
Agency & Implementation
Retainer + Migration Fees + Hourly Overage
 -$120,000 $0 (INCLUDED)
Overage / "Success Tax"
Session Limits (Justuno) & Profile Limits (Klaviyo)
 -$35,000 $0 (UNLIMITED)
SavedBy Revenue (Net)
New revenue stream from package protection
 $0 +$525,000
Annual Net Impact -$576,500 +$471,000
TOTAL P&L SWING / YR
+$1,047,500
*Based on $50M GMV Scenario (50% Subscription Revenue, 166k Sub Orders). Transaction fee savings calculated against standard Recharge/Skio rates (1% + 19¢).
1. Eliminate Transaction Fees
The hidden cost of the legacy subscription model is the 1% + 19¢ tax. By switching to Relay (Smartrr), you eliminate this ~$280k/yr line item entirely.
2. Revenue Activation
Activating SavedBy turns a boring operational cost (shipping issues) into a massive revenue stream that funds the rest of the stack.
3. Agency Displacement
By including an implementation team in the membership, we eliminate the need for expensive hourly dev retainers.